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1 1 10 PENGARUH OVERCONFIDENCE DAN HERDING BEHAVIOR TERHADAP KEPUTUSAN INVESTASI UKM DI WONOSOBO DENGAN RISK PERCEPTIONSEBAGAI VARIABEL INTERVENING Hafis Abdul Amar Pengarang mixed material 20250717 Wonosobo Universitas Sains Al-Qur'an 2025 Screenshot_2025-11-20_152710.png.png